Will Miao is a self-professed “pragmatic idealist”. He is passionate about building novel yet practical solutions to create positive impact in the payments industry and beyond. Will currently serves as CTO at Centrapay, where he focuses on Centrapay’s suite of solutions that are challenging the status quo of legacy payments, rewards and loyalty. He has been part of developing, launching and commercialising a number of payment products in NZ such as Coke Rewards, Digital Farmlands Card, and the newly announced Payap open-banking App.