As a Partner with Mosaic, Tracey specialises in the provision of complex advice and change across the financial services sector. Currently also on the Board of the National Provident Fund and Financial Markets Authority, Tracey previously served as an independent member of the Financial Advisers Disciplinary Committee (FMC Act) for over 10 years, is a prior Chair of Nikko Asset Management and prior Trustee of the Canterbury Community Trust (now Rata Foundation) and Ara Foundation. During her career Tracey has led the wealth business for Kiwibank (including establishing Kiwi Wealth), BNZ and Westpac, has been the CEO of Gareth Morgan Investments, CEO of Kiwi Insurance, and the Group General Manager of Kiwibank.