Joanna Greaves is a senior banking leader and Chartered Accountant with a career spanning Corporate, Rural and Business banking. She brings a strong commercial lens to building practical, customer‑focused banking solutions and has played a key role in improving financial literacy for Kiwi business owners. At Kiwibank, Joanna now focuses on bringing a strong commercial and customer lens to designing scalable, banking solutions that enable Kiwi businesses to thrive.